Minnesota paycheck calculator
Minnesota uses graduated brackets, starting at 5.35% and reaching 9.85% on income above $203,150. Enter your pay below to see what reaches your account.
Where every dollar goes
2026 tax year · 26 pay periods| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,615.38 | $68,000.00 |
| 401(k) contribution | −$130.77 | −$3,400.00 |
| Federal income tax | −$130.46 | −$3,392.00 |
| Social Security | −$162.15 | −$4,216.00 |
| Medicare | −$37.92 | −$986.00 |
| Minnesota state income tax | −$69.96 | −$1,819.00 |
| Minnesota Paid Leave | −$11.51 | −$299.20 |
| Take-home pay | $2,072.61 | $53,887.80 |
Worth knowing for 2026. Minnesota Paid Leave contributions begin 1 January 2026.
How Minnesota withholding is worked out
Your employer starts from gross pay for the period and annualizes it. Pre-tax items such as a 401(k) contribution and a Section 125 health premium come off first. Federal income tax is then worked out bracket by bracket against the 2026 tables after the standard deduction, and Minnesota applies its own schedule.
Social Security is charged at 6.2% on the first $184,500 of wages for 2026. Medicare is 1.45% on everything, with an extra 0.9% once you pass $200,000. Neither is reduced by a 401(k) contribution, which is why your Social Security wage figure on a W-2 is usually higher than your federal wage figure.
What Minnesota takes beyond income tax
Minnesota Paid Leave is withheld at 0.44% on the first $184,500 of wages.
Common questions about Minnesota pay
- How much is $68,000 after tax in Minnesota?
- On a $68,000 salary in Minnesota, filing jointly with a 5% 401(k) contribution, take-home pay works out to about $53,888 a year, or $2,072.61 every two weeks. That is an effective rate of 15.8%.
- Does Minnesota have a state income tax?
- Minnesota uses graduated brackets, starting at 5.35% and reaching 9.85% on income above $203,150.
- What is withheld from a Minnesota paycheck?
- Federal income tax, Social Security at 6.2% up to $184,500, and Medicare at 1.45% with no cap, plus Minnesota state income tax, plus Minnesota Paid Leave.
- Does a 401(k) contribution lower Minnesota state tax?
- Yes. Pre-tax 401(k) contributions reduce the wages Minnesota taxes, as well as your federal taxable wages. They do not reduce Social Security or Medicare, which are charged on pay before the deferral.
- What is the Minnesota supplemental or bonus tax rate?
- Minnesota withholds 6.25% on bonuses and other supplemental wages paid separately from regular pay.
Also known as
People look for this tool as the Minnesota paycheck calculator, paycheck calculator Minnesota, MN paycheck calculator, Minnesota take home pay calculator, Minnesota salary calculator and the Minnesota hourly paycheck calculator. They all do the same job: turn a salary or hourly rate into the amount that lands in your account in Minnesota.