Maryland paycheck calculator
Maryland uses graduated brackets, starting at 2% and reaching 6.50% on income above $1,000,000. Enter your pay below to see what reaches your account.
Where every dollar goes
2026 tax year · 26 pay periods| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,615.38 | $68,000.00 |
| 401(k) contribution | −$130.77 | −$3,400.00 |
| Federal income tax | −$130.46 | −$3,392.00 |
| Social Security | −$162.15 | −$4,216.00 |
| Medicare | −$37.92 | −$986.00 |
| Maryland state income tax | −$92.07 | −$2,393.75 |
| Take-home pay | $2,062.01 | $53,612.25 |
How Maryland withholding is worked out
Your employer starts from gross pay for the period and annualizes it. Pre-tax items such as a 401(k) contribution and a Section 125 health premium come off first. Federal income tax is then worked out bracket by bracket against the 2026 tables after the standard deduction, and Maryland applies its own schedule.
Social Security is charged at 6.2% on the first $184,500 of wages for 2026. Medicare is 1.45% on everything, with an extra 0.9% once you pass $200,000. Neither is reduced by a 401(k) contribution, which is why your Social Security wage figure on a W-2 is usually higher than your federal wage figure.
Local taxes in Maryland
Every county and Baltimore City adds a local income tax, 2.25% to 3.30%. Local rates are set by each jurisdiction, so check your own address before relying on a single figure. The calculator above covers federal and state withholding.
Common questions about Maryland pay
- How much is $68,000 after tax in Maryland?
- On a $68,000 salary in Maryland, filing jointly with a 5% 401(k) contribution, take-home pay works out to about $53,612 a year, or $2,062.01 every two weeks. That is an effective rate of 16.2%.
- Does Maryland have a state income tax?
- Maryland uses graduated brackets, starting at 2% and reaching 6.50% on income above $1,000,000.
- What is withheld from a Maryland paycheck?
- Federal income tax, Social Security at 6.2% up to $184,500, and Medicare at 1.45% with no cap, plus Maryland state income tax.
- Does a 401(k) contribution lower Maryland state tax?
- Yes. Pre-tax 401(k) contributions reduce the wages Maryland taxes, as well as your federal taxable wages. They do not reduce Social Security or Medicare, which are charged on pay before the deferral.
- What is the Maryland supplemental or bonus tax rate?
- Maryland withholds 6.50% on bonuses and other supplemental wages paid separately from regular pay.
Also known as
People look for this tool as the Maryland paycheck calculator, paycheck calculator Maryland, MD paycheck calculator, Maryland take home pay calculator, Maryland salary calculator and the Maryland hourly paycheck calculator. They all do the same job: turn a salary or hourly rate into the amount that lands in your account in Maryland.